Flood insurance is a different policy from standard homeowner insurance
If you think that purchasing insurance protects you from everything, then you didn’t read the fine print well enough. Damages caused by floods are usually not included in the coverage of standard policies. With the recent flooding, many have been crushed to know that their policies did not cover costs for such damage, so be vigilant and proactive. Take your days off to study your existing policy and avail flood insurance. Water is damaging to any property, and you must be prepared for the worst.